Paula Franco

Credit Analyst

Heineken N.V.

Sep 2024 - May 2026 • 1 yr 8 mos

•Conduct in-depth analysis of credit data to assess client creditworthiness and forecast risk trends on the biggest clients of the Portuguese Market; •Reviewed and assessed the creditworthiness of contracts and loans worth over €100 million, ensuring 100% compliance with internal risk policies and industry regulations." •Collaborate with account managers, sales teams, and clients to align risk strategy with business goals, fostering sustainable financial relationships and reducing delinquency rates. •Leverage Al tools and Visual Basic for Applications (VBA) to automate credit evaluation workflows and dynamic reporting dashboards, improving efficiency and reducing manual errors.

Fund Accountant

HedgeServ

Jun 2018 - Jun 2022 • 4 yrs

Prepared and delivered accurate daily and monthly cash reconciliations for a portfolio with a Net Asset Value of $2.5 billion, ensuring the integrity and accuracy of financial data; • Compared, analyzed, and investigated cash differences for multiple funds with over 200 accounts each, demonstrating strong attention to detail and problem-solving skills. • Managed various types of financial securities, including equities, bonds, swaps, futures, and options, ensuring accurate and timely processing of transactions. • Served as the primary point of contact with different Prime Brokers and Stakeholders, fostering strong relationships and ensuring effective communication and resolution of issues. • Provided training and mentorship to new Fund Accountants, facilitating their onboarding and development within the organization. • Worked under a fast paced environment with three daily deadlines 12pm for cash reconciliation, 2pm for Master Feeders and 4pm for P&L;