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Highly analytical and results-driven finance professional with over 10 years of experience in Credit Risk, Financial Modeling, and Order-to-Cash (OTC) process optimization across global and regional markets. Proven expertise in developing and implementing Credit Risk frameworks, Expected Loss (EL), Probability of Default (PD), and Credit Scoring Models. Hands-on exposure to SAP ERP systems, Machine Learning for risk applications, and cross-functional collaboration in multinational environments.... Mehr lesen