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kingshuk_goopta

Kingshuk Goopta

@kingshuk_goopta

I will be your corporate bank credit analyst for CMA data and loan proposals

Indien
Englisch, Bengalisch, Hindi
Einige Informationen werden in englischer Sprache angezeigt.
Über mich
Most loan proposals fail because they aren't structured the way credit committees expect. As a former senior institutional banker with 13+ years of credit underwriting experience, I review your financials through the lens of a bank's vetting panel. I will audit and stress-test your documents before submission. What I offer: • CMA Data Scrutiny (MPBF, working capital cycles) • Risk Gap & Ratio Analysis (DSCR, ISCR, leverage metrics) • Strategic Underwriter’s Feedback Get institutional validation to maximize approval odds. 100% confidential.... Mehr lesen

Kompetenzen

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kingshuk_goopta
Kingshuk Goopta
offline • 
Durchschnittliche Antwortzeit: 1 Stunde

Meine Dienstleistungen

Kreditberatung
I will audit cma data and optimize your corporate bank loan proposal
Ab45 $ / ProjektWeitere Details

Portfolio

Arbeitserfahrung

Senior Credit Risk Specialist & Distressed Asset Lead (UCO Bank)

Banks • Vollzeit

May 2014 - Present • 12 yrs 2 mos

Managed comprehensive institutional credit risk, forensic transaction auditing, and large-scale asset recovery pipelines under frameworks like NCLT, IBC, and SARFAESI. Key Achievements : Underwrote and appraised high-value MSME and commercial loan advances with peak individual ticket sizes reaching up to ₹28 Crores. Analyzed structural financial resolution strategies under the IBC framework for a major ₹106 Crore estate, engineering a structural institutional recovery of ₹36 Crores. Evaluated financial modeling, CMA data validations, and rigorous ratio stress-testing metrics (DSCR, ISCR, MPBF) for commercial lending portfolios. Managed detailed investigative data-mapping and forensic transaction trails for corporate exposures aggregating ₹92 Crores to isolate fund diversions and irregularities.