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Elson Santos
@elsonsantos292
EXPERT Credit Repair Specialist
Philippinen
Englisch
Über mich
I am a Credit Repair Specialist with experience in reviewing credit reports, identifying inaccurate or negative items, and disputing them with credit bureaus and creditors. I create and use effective dispute strategies and templates, track case progress, and assist clients in improving their credit standing while ensuring compliance with the FCRA.
Kompetenzen
Elson Santos
offline •
Meine Dienstleistungen
Finanzielles Coaching
I will repair and fix your credit report
Arbeitserfahrung
Credit Repair Specialist
Credit Repair Site • Vollzeit
Nov 2024 - Apr 2026 • 1 yr 5 mos
Successfully improved client credit profiles by removing or resolving negative items such as collections, charge-offs, late payments, and inaccurate inquiries through structured dispute strategies. Developed and refined effective custom dispute letter templates and strategies based on real case results, improving dispute efficiency and outcomes. Handled credit reports across all three major bureaus (Experian, Equifax, TransUnion) with consistent experience in identifying and challenging unverifiable information under the FCRA. Managed end-to-end credit repair workflows using tools like DisputeFox, ensuring organized tracking, timely dispute submissions, and follow-ups. Experienced in escalating cases through CFPB complaints when necessary, helping strengthen client disputes and push for proper investigation compliance. Helped clients increase credit scores through systematic dispute cycles and targeted resolution of high-impact negative items. Provided clients with ongoing credit education, including credit utilization management and rebuilding strategies, supporting long-term credit improvement beyond disputes. Maintained a strong record of delivering ethical and compliant credit repair services aligned with FCRA regulations and industry best practices.
